Attention Members: As of Monday, December 20th, the Kirkland Branch is temporarily closed until further notice. We apologize for the inconvenience and encourage Members to visit neighboring branches. To find your nearest branch, visit zenithroyalcu.com/locations.

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You’re closer to home ownership than you might think. Apply with little to no money down with our innovative home loan programs.
Together we can make a difference.
In the form of volunteer hours, sponsorships, and educational workshops we continue to put in the work for a brighter tomorrow alongside amazing partners like El Centro de la Raza, Entre Hermano, Wellspring Family Services, and YouthCare.
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Membership is sweet. Refer a friend to Zenith Royal Credit Union, and you both get $25*.

Can I get a personal loan (signature loan) with bad credit?

Past credit struggles do not automatically disqualify you for a Zenith Royal Credit Union signature loan. Your credit history is one factor under consideration when you apply for a signature loan and can have an impact on the rate you pay and whether your loan application is approved. If your credit has some negative history, your loan representative will do everything they can to understand your story and see if a signature loan is right for you.

Learn More About Personal Loans

If you have any further questions about this, call us at 206.398.5500 or send us a message.