Your Building Blocks
Savings accounts are the basic building block of your financial foundation. You’ll open one to establish your membership. Start by saving a few dollars every paycheck and setting aside money that you don’t need right away, like tax returns or any money left over after your pay your bills and other monthly expenses. A good rule of thumb is to start saving 10% of your paycheck. Savings accounts are the perfect place to keep your emergency funds, as they are easy to get to but separate from the money you use during the month. You can open individual savings accounts for special items like vacations, weddings, or holiday spending.
Harness the Power of Automatic Savings
One easy way to grow your savings is to set up an automatic transfer from each paycheck into your savings or money market account. Since the money isn’t going into your checking account, you won’t miss it and you’ll be making steps toward securing your financial future.
What is Reg D?
Regulation D (Reg D) is a federal law that limits the number of certain types of withdrawals you can make from your savings and money market accounts. Currently, that limit is six withdrawals per month, unless you make them at a branch, at an ATM, by mail or messenger, or by phone where a check is mailed to your address of record. You can also make unlimited transfers to Fortis Edge Capital loans.
Once you reach your withdrawal limit, you may be prevented from making further withdrawals or be assessed a fee for future withdrawals.
Current Rates
| Savings Accounts: | 0.10% APY* |
|---|---|
| Money Markets: | 0.10%-0.30% APY* |
| CDs: | 0.10%-0.91% APY* |
| IRAs: | 0.15%-1.06% APY* |
*Annual Percentage Yield (APY) Effective as of December 01, 2021. See disclosures for tiers and complete details.
What our members say
Joshua H.
Member since Everett, WA
I love these people and the credit union itself. Been there several times over the last three years for several reasons. Always friendly folks there. They have been able to help me in ways other banks or credit unions have not.
Jess M.
They will be forever good to you no matter the circumstances you're in. Very understanding and great customer service.
Phillip B.
Member since Renton, WA
It’s the Seattle original. Real people and great rates!
Robin B.
Member since Seattle, WA
Excellent service. Love the community feel as opposed to a big bank chain.
Llamanos
Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.
By Phone
Call one of our friendly member representatives, who are happy to answer any questions you might have. They can help explain products and talk you through the opening process. Call 206.398.5500 to get started.
Online
When you are ready to open an account, you can head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.
In Person
Stop by any of our convenient branches to talk with our helpful, friendly member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.